Choose Your Neighborhood. Choose Your Home.

Did you know Milwaukee Habitat offers affordable mortgages for qualified families looking to purchase a home on the open market?

Choose the neighborhood and home that suits your family, while Habitat helps you qualify for a mortgage that you can afford. No outrageous down payments or high interest rates!


Affordable Home Pic

Basic Qualifications

  • Be a first-time homebuyer in need of affordable housing
  • Have at least two years of steady income
  • Meet credit and income guidelines
  • Savings requirement of $4000


  • Below Market Rate Loan
  • Choose Neighborhood
  • Choose Home
  • Low Closing Costs
  • Own Your Home
 Household Income Guidelines
# of people in household 1 2 3 4 5 6 7 8 9 10
Minimum $39,660 $45,360 $51,000 $56,640 $61,200 $65,760 $70,260 $74,820 $79,320 $83,880
Maximum $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700 $105,700 $111,750

Interested? This is your next step.

The first step to enroll in the Affordable Mortgage Program is to complete this virtual homeowner orientation. In the orientation you'll learn more about qualifications, benefits of Habitat's affordable mortgage, and the application process. It will take 25 minutes. Click the "Complete Homeowner Orientation" button below and register with your information to gain access.

After completing the virtual homeowner orientation video, please complete an application.

Return application with copies of required documents to:

Milwaukee Habitat for Humanity
Attn: Mirella Reyes

3726 N. Booth St., Milwaukee 53212

Or email to:

Applications may be mailed, emailed or dropped off in our mail slot to the left our main entrance. Due to the COVID-19 outbreak, our offices are currently closed to the public. Please enclose copies of required documents as they will not be returned.

If you have questions about the application process contact:

Equal Housing Opportunity logoWe are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.