Habitat does not give away houses. We sell them for no profit to hard-working families that need a “hand up” and not a “hand out.” Qualified families must show that they have a need for housing, are willing to partner with Habitat for Humanity and are able to pay for a Habitat mortgage.
We offer 0% interest loans with no down payment required. Habitat homeowners make monthly mortgage payments that never exceed more than 30% of their gross monthly income.
To learn more about our different programs, check out the links below!
Our Homeownership program partners with qualified first-time homebuyers to build new construction homes or to completely rehab existing homes. We sell these homes with zero-interest mortgages.
Our Home Preservation program partners with qualified homeowners to make repairs on existing homes, with projects ranging from minor repairs to critical repairs. We focus on code remediation and weatherization services.
Our Neighborhood Revitalization department works with our partner families, their neighbors, and other organizations in Washington Park to address such issues as safety, health and wellness, youth development, and jobs.