Habitat provides you with the coaching, education and support to be successful in your home buying journey. We can help you buy a home you love with a mortgage you can afford. First-time homebuyers can build a brand new home with little-to-no down payment and an average mortgage payment of less than $950/month.
Interested? This Is Your First Step
Complete this quick assessment to see if you meet some of our basic program requirements.
Basic Qualifications
- Be a first-time homebuyer
- Have an income of at least $35,000 per year ($2,917/month) - See chart below for income requirements based on family size
- Have no outstanding judgements (closed cases must be paid in full) or liens - Not sure? Check your records here
- Have availability to complete 210 hours of sweat equity helping on construction sites or in our ReStores
- See answers to Frequently Asked Questions
Interested? This Is Your First Step
Complete this quick assessment to see if you meet some of our basic program requirements.
In “Together, We Build,” Habitat homeowners Johanna Jimenez (since 2007), Debra and Johnny Tucker (since 2003), and Cheryl Hayes (since 1989) share how Habitat Homeownership has helped them build generational wealth, financial stability, and the security of a place to truly call home.
Benefits of Habitat Homeownership
- Typical mortgage payment: less than $950/month
- Own your home
- Built brand new
- Energy efficient
- New appliances
- 3-4 bedrooms
- Minimal down payment
Home Tour
All homes come complete with brand new Whirlpool appliances, a home security system, and energy efficient windows. Depending on the season when you’re approved, homeowners may be able make design specifications such as selecting siding color, counter-tops and style of flooring.
Interested? This Is Your First Step
Complete this quick assessment to see if you meet some of our basic program requirements.
Location
In 2025, we are building 34 new homes in neighborhoods like King Park, Harambee, Midtown, and Lindsay Heights. Whenever possible, we work to cluster these new homes - building multiple homes on a single block. These maps show the new homes we've been building in 2024 and 2025.
Household Income Guidelines
| Family Size | Minimum Yearly Gross Income | Maximum Yearly Gross Income |
|---|---|---|
| 1 | $35,000 ($2,917/month) | $62,000 ($5,167/month) |
| 2 | $35,000 ($2,917/month) | $70,850 ($5,904/month) |
| 3 | $35,000 ($2,917/month) | $79,700 ($6,642/month) |
| 4 | $35,000 ($2,917/month) | $88,550 ($7,379/month) |
| 5 | $35,000 ($2,917/month) | $95,650 ($7,971/month) |
| 6 | $40,000 ($3,333/month) | $102,750 ($8,563/month) |
| 7 | $40,000 ($3,333/month) | $109,850 ($9,154/month) |
| 8 | $45,000 ($3,750/month) | $116,900 ($9,742/month) |
| 9 | $45,000 ($3,750/month) | $124,000 ($10,333/month) |
| 10 | $45,000 ($3,750/month) | $131,100 ($10,925/month) |
Interested? This Is Your First Step
Complete this quick assessment to see if you meet some of our basic program requirements.
If you have questions please contact our Family Services department: fsapps@milwaukeehabitat.org
We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
